Pelatihan Perencanaan dan Pengelolaan Keuangan Syariah untuk Generasi Z dalam Mewujudkan Kebebasan Keuangan

Ade Maya Saraswati(1*), Rizqa Zidnia(2)


(1) Universitas Muhammadiyah Prof. DR. HAMKA
(2) Universitas Muhammadiyah Prof. DR. HAMKA
(*) Corresponding Author

Abstract


The financial behavior of Gen Z nowadays will have impact to the future of Indonesia as a nation. According to data provided by BPS (2020), in the year 2030 Indonesia will face demography bonus, where the composition of population will be dominated by Gen Y (27.94%) and Gen Z (25.87%). Therefore, Gen Z must be prepared to be able to contribute to further improving Indonesia economics. The purpose of this community service activity is to provide training to Gen Z regarding Islamic financial planning and management, so that Gen Z can achieve financial freedom in the future activity. Community service was held on 30 Jun 2022 at SMK Islam Malahayati, with 75 students as participants. The method used in this training is participatory. The material is delivered through lectures, followed by the practice of financial planning and financial management, as well as discussions and questions and answers from participants. The participants were enthusiastic and listened to the material well. It could be seen from the results of the answers to the questions given through the questionnaire. Not only that, the participants also gave positive feedback on this activity.


Keywords


Financial Freedom; Management; Islamic Financial Planning and Generation Z

Full Text:

PDF

References


Alvara Strategic Research (2019). Gen Z and Millennial Report 2019. Diakses di : https://cdn.idntimes.com/content-documents/indonesia-millennial-report-2019-by-idn-times.pdf

Ateş, S. et al. (2016) ‘Impact of Financial Literacy on the Behavioral Biases of Individual Stock Investors: Evidence from Borsa Istanbul’, Business and Economics Research Journal, 7(3), 1–19.

Badan Pusat Statistik (2020) Analisis Profil Penduduk Indonesia. Diakses di https://www.bps.go.id/publication/2022/06/24/ea52f6a38d3913a5bc557c5f/analisis-profil-penduduk-indonesia.html.

Perempuan, K. P., & Anak, P. (2018). Statistik Gender Tematik: Profil Generasi Milenial Indonesia. Kementerian Pemberdayaan Perempuan dan Perlindungan Anak.

Bencsik, A., Juhász, T., & Horváth-Csikós, G. (2016). Y and Z Generations at Workplaces. Journal of Competitiveness, 6(3), 90–106. https://doi.org/10.7441/joc.2016.03.06

Kusumastuti, D. (2021). Peningkatan Literasi Keuangan melalui Pelatihan Evaluasi dan Perencanaan Keuangan Sehat Berbasis Syariah pada Pengusaha Muslim Skala Mikro Kecil di Purwokerto. Solidaritas: Jurnal Pengabdian, 1(1), 31–42. https://doi.org/10.24090/sjp.v1i1.5136

Mingka, Agustianto & Luthfi Trisandi, (2010), Fiqh Keuangan Syariah, Jakarta: Muda Mapan Publishing

Putra, L. V., Khoiriyah, I. S. A., & Sacipto, R. (2020). Penerapan Financial Literacy Dalam Pengelolaan Keuangan Siswa. Jurnal Karya Abadi, 4(1), 132–135.

Putri, I. K. (2016). Pengaruh Pengetahuan Perencanaan Keuangan Islami Terhadap Perencanaan Keuangan Pada Mahasiswa Ekonomi Islam Di Yogyakarta (Studi Perbandingan Pada Universitas Islam Indonesia Dan Universitas Islam Negeri Sunan Kalijaga) (Doctoral dissertation, UII).

Saraswati, A. M., & Nugroho, A. W. (2021). Perencanaan Keuangan dan Pengelolaan Keuangan Generasi Z di Masa Pandemi Covid 19 melalui Penguatan Literasi Keuangan. Warta LPM, 24(2), 309-318.

Silaya, M. A. (2020). Financial Health: Suatu Kajian Pustaka. Peluang, 14(1).

Sobaya, S., Hidayanto, M. F., & Safitri, J. (2016). Pengaruh literasi keuangan dan lingkungan sosial terhadap perencanaan keuangan pegawai di universitas islam indonesia yogyakarta. Madania: Jurnal Kajian Keislaman, 20(1), 115-128.

Waluyo, F. I. A., & Marlina, M. A. E. (2019). Peran Literasi Keuangan Dalam Pengelolaan Keuangan Mahasiswa. Media Akuntansi Dan Perpajakan Indonesia, 1(1), 53–74.

Yushita, A. N. (2017). Pentinya Literasi Keuangan Bagi Pengelolaan Keuangan Pribadi. Nominal :Barometer Riset Akuntansi Dan Manajemen, VI(1).


Article Metrics

Abstract view : 33 times
PDF - 6 times

DOI: https://doi.org/10.26714/jsm.5.1.2022.10-17

Refbacks

  • There are currently no refbacks.


Copyright (c) 2022 Jurnal Surya Masyarakat

Jurnal Surya Masyarakat (JSM) is licensed under Creative Commons Attribution-NonCommercial-NoDerivatives 4.0

------------------------------------------------------------------------------------------------------------------------

Jurnal Surya Masyarakat (JSM)
p-ISSN:  2623-0364; e-ISSN: 2623-0569
Published by: Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) Universitas Muhammadiyah Semarang